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Types of insurance
It said in its advisory opinion that the insurance on the three kinds
- reciprocal insurance and play a group of individuals or associations; to compensate for the damage caused to them.
- Social insurance, which insurance rely in their lives to earn their work from the dangers they face, and is based on the idea of social solidarity, and by the State.
Third: commercial insurance carried out by joint stock companies established for this purpose.
She
explained that the first type and the second is almost unanimity to be
in session on they Mwafaqan with the principles of Islamic law; for
being a donation in origin, and cooperate in righteousness and piety The
third type: the commercial insurance and from the insurance people has
intensified the controversy around him and snapped: while a team of
scientists believes that this type of deal is forbidden; what is
shrouded from the ambiguity is forbidden, and when contained in gambling
and betting, usury, and opine that commercial insurance is permissible
in it and what not contrary to Islamic law; because it is based
primarily on social solidarity and cooperation on the mainland.
It said that the house is reasonable to insurance, a donation from the insured; where donates premium paid, and donated the other hand,
from the company; where to donate the value of the insurance, and as a
matter of risk distribution and cooperation to carry plagued does not
include legally finished.
Down the right of beneficiaries of limitations in litigation- The second paragraph of the same article included: The fall of limitations for the right of beneficiaries in litigation against the company to demand the rights arising from this contract After a lapse of three years from the time of the death, you must modify this paragraph to fall right after the past thirty-three years, a period of limitation in suit in civil rights when scholars in Islamic law.In reality the question: the insurance of all kinds has become a social necessity dictated by the circumstances of life can not be dispensed with; the presence of huge number of factories and public and private economic and corporate workers, and become companies maintain capital even doing his job entrusted to him in the county on the economy, which is the nerve center of life, and it keeps the workers in order to secure their lives immediately and in the future, and is not intended insurance is profit or graft, but it is interdependence, solidarity and cooperation in raising affects individuals of damage accidents and disasters, and not the insurance tax get by force, but it is a concerted and co-operation
Down the right of beneficiaries of limitations in litigation- The second paragraph of the same article included: The fall of limitations for the right of beneficiaries in litigation against the company to demand the rights arising from this contract After a lapse of three years from the time of the death, you must modify this paragraph to fall right after the past thirty-three years, a period of limitation in suit in civil rights when scholars in Islamic law.In reality the question: the insurance of all kinds has become a social necessity dictated by the circumstances of life can not be dispensed with; the presence of huge number of factories and public and private economic and corporate workers, and become companies maintain capital even doing his job entrusted to him in the county on the economy, which is the nerve center of life, and it keeps the workers in order to secure their lives immediately and in the future, and is not intended insurance is profit or graft, but it is interdependence, solidarity and cooperation in raising affects individuals of damage accidents and disasters, and not the insurance tax get by force, but it is a concerted and co-operation
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